“Zombie debtors emerge”

That’s the message from R3 president Frances Coulson The current personal debt snapshot reveals the highest levels of worry over debt ever recorded. Furthermore, the survey identifies a group who could be termed ‘Zombie’ debtors – who currently pay only the interest and charges on their debt, but not the debt itself. They stand at... More »

Dont be spooked by the recent Baker Boys TV show

Don’t be spooked by TV drama There’s no need to go running for cover There may be a few worried TV fans after watching recent episodes of BBC Wales series The Baker Boys. The fictional employees who bought an ailing Valleys pie company have recently been seen scurrying around their homes, trying to find hiding... More »

Diary of a debtor

We found this article recently which we thought was interesting; http://www.guardian.co.uk/money/blog/2011/dec/08/diary-of-a-debtor-redemption?INTCMP=SRCH The final point made is a good one – advice and lots of it is the best cure.  Speak to us for a no pressure chat about your situation and how we can help you. More »

Debt Advice – How to Prioritise Payments

Many people, when faced with aggressive debt collection agents, will often pay whoever shouts the loudest… …DON’T. Debts need prioritising. Carefully selecting who you pay & when will immediately bring about an order to your situation that will keep your creditors happier, help prevent legal action and ease the stress of being in debt. So,... More »